Sorry I haven’t posted my witty captioned pictures as promised — things have been a bit hairy of late. Just yesterday, I got word that a good friend of mine, producer extraordinaire Daryl Rabidoux, was severely injured in a car accident, in which he sustained two punctured lungs, several broken ribs, a torn liver, a fractured sternum and head trauma.
But I’ve been told he’ll be OK, thank Whomever.
Daryl is dear to those of us at The Contrarian. Yours truly plucked him out of his high school graduation back in the early ’90s and coerced him into playing the devil’s music in the band I was fronting at the time. He’s always been like a little brother to me — a talented, hilarious, hard-working bastard who always manages to do the right thing.
Since parting ways with ace post-proggers The Cancer Conspiracy, D-Rail (as we used to call him) has made a name for himself as a dedicated and inventive producer. There’s few others I’d trust with a mix than this guy. We’ve worked on several projects together, and I always value his insights into the process. And whenever I manage to finish something of my own, he’s always among the first to hear it.
Like so many in the indie music world, Daryl has no health insurance. Although his stay in the hospital is thankfully gonna be short (about two weeks), he’ll definitely need help paying his bills. Mike Poorman, Daryl’s partner at Strangeways Recording in Providence, has set up a PayPal account where you can donate to the cause.
Now for my spiel.
The organization that helps pay my mortgage, Future of Music Coalition, has a program to help musicians learn about their health insurance options.
(Health Insurance Navigation Tool) provides informed, musician-friendly
support and advice to musicians who need information about health
insurance, for free. A study we conducted in 2001 showed musicians
to be among the most under-insured members of the American public. Duh,
right? Since its inception 2005, HINT has assisted hundreds of musicians in examining their health
insurance options — including some bona fide rock stars, whose identities I can’t give away for reasons of medical confidentiality.
It’s important to note that HINT does not sell insurance. After scheduling
an appointment through the HINT website, musicians call a toll-free
number and go over their situation on a case-by-case, state-by-state
basis. Did I mention it was free? The program is managed by a health insurance expert who
is also a musician. On top of that, he’s a really sweet guy.
Even for those who don’t directly participate in the program, the
HINT website offers a wealth of material that makes sense of all the crazy
jargon associated with health insurance. It’s a really good resource
for those who want to understand the basics but have limited time.
If you’re a musician without insurance, check it out. You might not think you can afford health insurance, but you definitely can’t afford not to have it. If you’re already insured, but want to contribute to this awesome FREE program that helps other musicians, you can do so here. But donate to Daryl first, will ya?